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I had called the story “The King of Con Artists.” At least that was my headline. I typed it up top but was pretty sure it would get changed because it would be overstepping my bounds as a reporter to turn in a story with a headline. The headlines and the decks below them were the purview of the editor and I could already hear Myron Levin chiding, “Does the editor rewrite your ledes or call up the subjects of your pieces to ask additional questions? No, he doesn’t. He stays in his lane and that means you need to stay in yours.”
Since Myron was that editor, it would be hard to come back with any sort of defense. But I sent in the story with the suggested headline anyway because it was perfect. The story was about the dark netherworld of the debt-collection business—$600 million a year of it siphoned off in scams—and the rule at FairWarning was to bring every fraud down to a face, either the predator’s or the prey’s, the victim’s or the victimizer’s. And this time it was the predator.





















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